This post is not going to be that interesting to most people, I think. I'm ranting about my teeth. And the University of Guelph health plan. And my brain, a bit later. SO BE WARNED.
So, my teeth are not in the greatest shape at the moment. I have at least two cavities I have known about since July, and I think there may be more than that. Due to a Wide Variety of Exciting Circumstances, I was not able to see a dentist over the summer. However, now I am at university! I have a health plan, through my university, one that covers dental! And since I have waited more than the 6-8 weeks after registration that I needed to wait, I should be set, right? Right.
BUT WAIT. There are complications! The first two have to do with the dental plan itself, and the other is more about me. So, without further ado:
There are a couple of major problems with the dental plan. First: It isn't full coverage. It's full coverage for diagnostic--I could get an exam for free--but for fillings, it only covers 75%. Which, you know. Is not an insignificant amount! But, um, I have $1.75 in the bank, and I'm pretty sure the bill for two (or more! Almost certainly more) fillings is going to come out to more than $7.00, which is what I could afford at 75% coverage.
So that's an issue; but it's the less significant one. The real issue with the health plan is that in my current financial state, I can't even get the diagnostic. Why? Because, even though it's fully covered, you still have to pay up front, and then submit a claim. Again, I thought the point of a health plan was to help you even if you don't have the money? Needing to have a buffer in your bank account in order to access the free services seems really screwed up to me. And not just for my own benefit--I can't be the only student with financial issues who still needs healthcare, you know? Or, I suppose I could be. But it strikes me as pretty unlikely.
I could probably talk to someone to see if there's a workaround. I plan to do so, in fact. Which actually leads me into the final reason for my not yet having had my teeth examined:
I've been planning to talk to someone for a long time. Well over a month, in fact! However, I never seem to end up doing it. Which is a problem that repeats itself over and over in my life, in many different circumstances. I'll set out, fully intending to do something. I'll be in a position where I could do the something with little to no effort. (For example, I pass the office that organizes health plan stuff every single day. And yet...I don't do anything. And I don't know why that is. I have the best of intentions! I mean to do stuff. But somehow, when I'm about to do it, it turns into "I'll do this one other thing first". And then "It can wait until tomorrow". And so on, and so on. It's a really insidious form of procrastination, and I keep trying to break out of it, and I have no idea why it is so hard for me to retain focus on basic things I need to accomplish. But it's really irritating, and I'm still looking for a way to fix it.
So, there you go. Several reasons my teeth are on my mind, and an associated meandering rant about the way my mind works (on that note, if anyone has any advice or commonality of experience re: the last=mentioned problem, feel free to leave it in comments! Or drop me an e-mail at dorian [dot] jensen [dot] harper [at] gmail [dot] com. It'd be appreciated.